Chadash Lending Group
CHADASHLENDING GROUP

Licensed Mortgage Lender & Broker  |  VA & FHA Approved

Your Fresh Start
Begins Here

Residential & Commercial Lending  |  Georgia & Florida  |  Nationwide Network

All 50 States
Lending Network
Georgia & Florida
Directly Licensed
15+ Programs
Residential & Commercial
FHA & VA Approved
Government Backed Lender

About Us

Welcome to Chadash Lending Group, LLC

Chadash Lending Group, LLC is a Licensed Mortgage Lender and Broker in both Georgia and Florida, serving homebuyers, homeowners, investors, and business owners with a full suite of residential and commercial lending solutions.

Our name CHADASH is Hebrew for New, Fresh, New Thing — demonstrating our commitment to being there for you as you embark on your new lifestyle change.

Chadash [khä·dash']

Hebrew: To Renew, Repair, Rebuild, Restore

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RENEW

Access home equity through HELOCs, HELOANs, and Second Mortgages

REPAIR & RESTORE

Renovation and repair loan solutions for your property

REBUILD

Cash-out refinancing to put your equity to work

GROW

Commercial lending for investors and business owners

Residential Lending

FHA, Conventional, VA, USDA, Second Mortgages, HELOC, HELOANS, DSCR, Non-QM, Down Payment Assistance, Reverse Mortgages, Foreign National & ITIN

VIEW RESIDENTIAL PROGRAMS

Commercial Lending

Commercial Real Estate, Multifamily, Investment Property, DSCR, Bridge Loans, SBA Loans, Creative Financing

VIEW COMMERCIAL PROGRAMS

What We Offer

Our Loan Programs

F

FHA Loans

Min. 3.5% down. Flexible qualifications for first-time buyers.

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C

Conventional Loans

Competitive rates for qualified buyers. Conforming & jumbo.

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V

VA Loans

Zero down for eligible veterans and active-duty service members.

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U

USDA Loans

100% financing for eligible rural and suburban properties.

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D

Down Payment Assistance

Grants and forgivable loans to cover your down payment.

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S

Second Mortgages, HELOC & HELOANS

Tap your home equity with flexible second lien products.

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D

DSCR (1-4 Units)

Qualify on rental income. No tax returns required.

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N

Non-QM Loans

Bank statements, asset depletion, and P&L qualification.

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R

Reverse Mortgages

Convert home equity to income for homeowners 62+.

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C

Commercial Real Estate

Office, retail, industrial, mixed-use, and more.

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D

DSCR (5-10 Units)

Scale your portfolio with NOI-based qualification.

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S

SBA Loans

SBA 7(a) and 504 programs for business owners.

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C

Creative Financing

Hard money, bridge, private capital, and more.

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F

Foreign National & ITIN

Homeownership for non-citizens and ITIN holders.

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Our Reach

Serving Clients Nationwide

Directly Licensed In

GA
Georgia
Lender ID: 63713 NMLS: 1471206
FL
Florida
NMLS ID: 1551313

Nationwide Lending Network

50

All 50 states available through our licensed wholesale and correspondent lending partners.

VIEW ALL STATES

The Team

Meet Your Lending Team

JD

Jah-Mai Davidson

Founder & CEO | Commercial & Residential Loan Advisor

NMLS: 1471206  |  Georgia & Florida

VT

Verna Tisdale

Founder | Residential Loan Advisor

NMLS: 1450909  |  Georgia & Florida

CF

Clavel Fernandez

Residential Loan Advisor

NMLS: 2514014  |  Florida

Testimonials

What Our Clients Say

Real experiences from real clients

★★★★★

We can't say enough great things about our mortgage broker! He truly listened to our four-generational vision to build wealth and helped us tap into our home equity in a strategic, thoughtful way. He didn't just plug us into a standard lender, but went above and beyond by seeking out a lender that aligned with our goals, taking their classes to understand the program, and guiding us step by step through the process. His professionalism and commitment to our family's future made a huge difference. If you want someone who will advocate for you and think long-term, this is your guy. Kudos and thank you Jah-Mai Davidson and the Chadash Lending team for moving us forward!

Sheila Jasper

★★★★★

I had the pleasure of working with Jah-Mai Davidson in December 2024. He is very professional and knowledgeable, patient and honest. He was able to make the loan process of buying my first duplex investment property less scary. I had a lot of questions and he answered all of them. He also helped me understand my loan process — percentage rates, points, down payments — from beginning to end. He made sure I had the best rate possible in today's ever-changing market. I will be recommending Jah-Mai to all my friends, family and co-workers. I also look forward to working with Jah-Mai in the future when I purchase another property.

Eli Guardiola

★★★★★

We had an excellent experience with Chadash! Jah-Mai was very knowledgeable and took the time to explain to us our best options. His speed and customer service were also top-notch! I highly recommend working with this company for all your real estate needs.

Gloria Fitz

★★★★★

I am thrilled with the professionalism of this awesome team! They were thorough, supportive, and informative throughout the entire process. Their wealth of knowledge and depth of experience guided me to the best options custom fit for me. I LOVE EARLY CLOSINGS and now I'm in my home sweet home!

Maxine Gayle

★★★★★

Jah-Mai is very responsive and provides updates on the status of my loan. The process is moving quickly as I submit my documents. Definitely will use and recommend Chadash Lending.

Ludis Fraser

★★★★★

Outstanding customer care with professionalism unparalleled to any other real estate organization. Jah-Mai helped us every step of the way with any and all questions I had. Thank you.

Eric F.

★★★★★

A friend told me about Verna but I've been putting it off because I thought I didn't have everything I needed. Verna went way above and beyond to make sure I got my loan and my home. Every crisis she was there to help; when I got discouraged she was there, and she saw us through all of it. Now I sit in my home at peace. Verna is now family.

Janetta Maloney

★★★★★

Ms. Verna Tisdale walked with us every step of the way. She made a very unnerving and trying time feel like we had an army of supporters. Walking through this process has felt as though we were in safe hands!! Trust — you will be taken care of!

Kaii Joseph-Maloney

★★★★★

I had the pleasure of working with Jah-Mai on a recent transaction, and his professionalism throughout the process was outstanding. He consistently demonstrated a high level of care and dedication to his clients, always making sure their needs were prioritized and communication remained clear every step of the way. His attention to detail, responsiveness, and commitment to delivering a smooth experience made him a great partner. I look forward to working together again in the future.

Ylber Burgija

★★★★★

Jah-Mai was absolutely amazing from the beginning to the end. He got my loan closed in the nick of time because of my situation. He worked constantly to produce all documents for my closing. He saved my home from being sold. Thanks again for all your hard work and dedication. I would definitely recommend him and his team to handle all my home loan needs.

Loaf Studios

Ready for Your Fresh Start?

Apply today and let Chadash Lending Group guide you home.

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“Forget the former things; do not dwell on the past. See, I am doing a new thing!” — Isaiah 43:18-19