Commercial Lending Solutions

Commercial Real Estate

Financing for a wide range of commercial property types with competitive rates and flexible terms. Whether you are an experienced investor or an owner-operator, our lending network has solutions to fit your deal.

Eligible Property Types

• —Office Buildings
• —Retail Centers and Strip Malls
• —Industrial and Warehouse Properties
• —Mixed-Use Buildings
• —Hotels and Hospitality Properties
• —Condominiums and Condominium Developments
• —Condotels (Condo-Hotels)
• —Marinas and Waterfront Properties
• —Schools and Educational Facilities
• —Churches and Religious Facilities
• —Medical and Healthcare Offices
• —Self-Storage Facilities
• —Special Purpose Properties

Multifamily & Apartment Loans

We specialize in HUD and agency-backed multifamily financing for apartment communities of all sizes. From new construction to substantial rehabilitation to refinancing, our team can structure the right solution for your multifamily investment.

HUD 221(d)(4) — New Construction & Substantial Rehabilitation

• —New construction and substantial rehabilitation of apartment communities
• —Non-recourse financing available
• —Long-term fixed rates up to 40 years
• —LTV up to 87% on eligible transactions

HUD 223(f) — Acquisition & Refinancing

• —Acquisition and refinancing of existing stabilized apartment communities
• —Non-recourse, long-term fixed rate financing
• —Competitive rates with extended terms
• —Available for market-rate and affordable housing communities

Investment Property Loans

Whether you are growing a single-family rental portfolio or acquiring small multifamily assets, Chadash Lending Group has investment property loan solutions designed for real estate investors.

• —Single-family and 2-4 unit investment properties
• —DSCR loans — qualify on property income, not personal income
• —Ideal for portfolio landlords and growing investors
• —Short-term and long-term options available
• —Flexible underwriting for experienced investors

DSCR Loans (5-10 Units)

For investors scaling beyond single-family and small multifamily, our DSCR loan program for 5 to 10 unit properties bridges the gap between residential and commercial financing.

• —5 to 10 residential investment units
• —Qualification based on property net operating income
• —No personal income documentation required
• —Ideal for investors transitioning from residential to commercial portfolios
• —Available for purchase, rate/term refinance, and cash-out refinance
• —Mixed-use properties may qualify

Bridge Loans

Bridge loans provide short-term financing for acquisitions, renovations, value-add projects, or time-sensitive investment opportunities. When conventional financing timelines are too slow, our bridge loan solutions allow experienced investors to move quickly and confidently.

• —Short-term financing — typically 12 to 36 months
• —Fast closings for time-sensitive opportunities
• —Ideal for acquisitions and value-add projects
• —Interest-only payment options available
• —For experienced investors and operators

Creative Financing & Private Investor Solutions

Not every real estate transaction fits inside a conventional lending box. Chadash Lending Group works with private investors and creative deal structures to find financing solutions that traditional lenders overlook.

Programs Available

• —Seller Financing Assistance: Structure and facilitate seller carry-back arrangements
• —Hard Money Loans: Asset-based short-term lending for fix-and-flip and transitional properties
• —Cross-Collateralization: Use equity across multiple properties to secure financing
• —Portfolio Loans: Bundle multiple investment properties under one loan structure
• —Private Money Lending Connections: Access to our network of private capital sources
• —Joint Venture Structuring: Guidance on structuring equity partnerships for larger acquisitions

Who This Is For

Experienced real estate investors, fix-and-flip operators, landlords scaling portfolios, and anyone with a deal that needs creative structuring.

SBA Loans

Small Business Administration financing with government-backed terms that conventional commercial loans may not offer.

SBA 7(a) Loan — Most Common SBA Program

• —Business acquisition and expansion
• —Working capital
• —Equipment and machinery
• —Commercial real estate purchase
• —Up to $5 million | Terms up to 25 years for real estate

SBA 504 Loan — For Major Fixed Assets

• —Owner-occupied commercial real estate
• —Building construction or renovation
• —Long-term fixed rate on SBA portion
• —Up to $5.5 million | Terms 10, 20, or 25 years

Key Benefits

• —Lower down payments — as low as 10%
• —Longer repayment terms than conventional commercial loans
• —Competitive interest rates
• —Government guarantee reduces lender risk